Best Online Saving Accounts 2024 Usa. But you may also be able to write checks from your account or make purchases using a linked debit card. Has more than 4,800 domestic branches, but its flagship chase savings account has an interest rate well below 1%, and charges a $5.

You might earn interest the same way you would with a savings account. In both our marketwatch guides rating and user experience ranking, sofi bank came out on top and still pays up to 4.60% apy.